Did you find a loan for proof? And maybe the lender requires you to send a scan of your ID so that you can confirm your identity? What to do in that case? Is this safe? In this article, we’ll look at the answers to these questions.
ID card scan and security
It is worth noting that by sending a scan of your ID card, it’s worth maintaining security. Certainly it is not worth sending this scan to anyone, because it may result in unpleasant consequences, such as attempts to extort a loan with the help of stolen evidence.
Therefore, it is worth paying attention to whom you send a photocopy of your ID card. First of all, it’s worth checking data about the company. Banks and non-bank companies must meet a number of requirements, which is why you will certainly be able to find information about them online. Thanks to this, you can easily verify whether a given company exists at all.
It is worth noting that by sending proof to non-banking companies, you are safe and you do not have to worry about it being misused. What if you want to protect yourself more?
How to secure a scan of your ID
A way to secure photocopies of proof is to put a watermark on it in the form of an inscription ‘Intended only for [name of institution]’. Of course, this is not a security that can not be bypassed, but it will significantly hinder fraudsters.
It is also worth making sure that the company you are sending a proof scan requires a complete document. In some cases, you can mask some data such as your PESEL number, ID series, your photo. However, before you hide some data, make sure you send your ID card.
However, if you want to be safe, you can use BIK alerts. The cost of such a service is small, and every time someone applies for a loan or credit for your data, you will receive a notification. This will allow for a quick response.